Cookie policy
This policy explains how PrepayGenius ("we", "us") uses cookies and similar technologies when you visit our calculators. We follow the EU General Data Protection Regulation (GDPR) and the UK GDPR by only dropping optional cookies after you give us consent and by being transparent about the data we collect.
For broader information on how we process personal data, please review our Privacy Notice.
Who is responsible for this site?
PrepayGenius is the data controller for any personal data captured through our calculators and analytics tools. You can reach the team at privacy@prepaygenius.com or through the contact details published on our website.
Our lawful bases for using cookies are:
- Legitimate interest for strictly necessary cookies that keep the site secure and functional.
- Consent for analytics cookies. These only load once you enable them in our cookie banner.
Your rights
Under GDPR you have the right to access, rectify, erase, or restrict the processing of your personal data, to object to processing, and to data portability. You may also withdraw consent for analytics cookies at any time without affecting the lawfulness of processing carried out before withdrawal. If you believe we have not handled your data properly, you can lodge a complaint with your local supervisory authority.
Details of the cookies and storage we use
Strictly necessary (always active)
These entries let our calculators remember your inputs during a session and ensure we respect your cookie choices. They are essential and cannot be switched off.
| Name | Purpose | Type & retention |
|---|---|---|
| session-storage | Keeps calculator inputs and preferences while you browse, so forms do not reset unexpectedly. | Session storage, cleared when you close your browser tab. |
| cookie-consent-preferences-v1 | Stores the cookie choices you make so we do not ask you again every visit. | Local storage, retained for 12 months unless you delete it sooner. |
Analytics (require consent)
When you enable analytics cookies we load the following services to understand how our tools are used. Data is aggregated and we configure IP anonymisation where possible. These providers may transfer data outside the EU; they apply Standard Contractual Clauses to safeguard the data.
| Provider | Purpose | Typical retention | More information |
|---|---|---|---|
| Google Analytics (GA4) | Measures which calculators are popular and identifies journeys where users drop off. | Up to 14 months (configurable). We use IP anonymisation and do not send personalised ads data. | Google Privacy Policy |
| Hotjar | Provides aggregated heatmaps and session replays to improve usability. | Hotjar stores analytics data for 12 months by default. | Hotjar Privacy Policy |
We do not use analytics data to build individual profiles or target advertisements.
Managing or withdrawing your consent
You can update your preferences at any time using the "Cookie settings" button below or the banner shown on any page. When you switch analytics off we stop loading Google Analytics and Hotjar and remove their scripts.
To remove stored preferences entirely you can clear the cookie-consent-preferences-v1 item from your
browser's storage or clear cookies for prepaygenius.com. You may also opt out through provider tools:
Updates to this policy
We will review this policy whenever we introduce new cookies or legal requirements change. Significant updates will be announced through the cookie banner. The revision date below shows the last update.